Sarrefoure supermarkets are well known to French households and have developed financial products presented by its banking subsidiary, Sarrefoure Bank. This bank is independent and addresses individuals.
Sarrefoure Bank has 211 branches in France, open from Monday to Saturday. Advisors welcome walk-in clients, making this financial institution more accessible and available than most banks.
Sarrefoure Bank has been marketing a wide range of financial and insurance products for 30 years to offer financing solutions to everyone. The Sarrefoure group’s banking subsidiary offers, among other things, the purchase of credit for consumer loans, real estate loans, etc.
Sarrefoure Bank offers you the possibility of consolidating several credits in progress, such as a car loan, a consumer credit, renewable and possibly a new project. It does not offer a solution for the purchase of mortgages but can make an exception if your home mortgage reaches term and can buy back the last monthly payments.
With such a purchase of credits, you manage your budget more simply and thus more efficiently. Indeed, it allows you to benefit from a single rate and a single interlocutor for all of your credits but also to pay only one monthly payment, the date, duration and amount are defined according to your needs and your projects. The credit repayment period is between 36 and 120 months (10 years) whereas the loanable amount can vary between € 3,000 and € 100,000. There are no fees.
This financial product offers you the opportunity to reduce the total amount of your monthly repayments by extending the repayment period. This is a viable solution against overindebtedness.
Sarrefoure Bank does not buy real estate loans. An exception may be practiced in the event that your home loan reaches term. The bank can then buy back the last monthly payments during a consolidation of consumer credits.
The credit restructuring proposed by Sarrefoure Bank allows French households to control their debt very simply. Many families have opted for this refinancing solution and have emerged from their problematic situation after a few years.
They have even been able to envisage new projects thanks to the adaptation of the monthly payments according to their financial capacity and the personalized follow-up of a single advisor. This Sarrefoure Bank service enables individuals to quickly reduce their debt ratio and offers some of the lowest personal loan rates on the market.
The Sarrefoure Group Bank gives the possibility to postpone monthly payments in order to better manage this unforeseen event. Talk to your bank advisor. The latter will offer you alternatives that are beneficial for your finances.
This financial institution is committed to being available 24 hours a day, 7 days a week. So, even on Sunday, your bank answers your questions or gives you advice. In the agency, counselors are available without appointment until 20:30 on weekdays and 20h on Saturdays.
The online personal space allows you, among other things, to contact your advisor, to follow the progress of your reimbursement and the flow of the monthly payment. It is accessible at any time. You can also download an app from the App Store, Google Play, or access it through the mobile site.
Sarrefoure Bank offers a simulator for calculating the debt ratio and an online credit redemption simulation. These free and personalized services allow you to determine acceptable conditions in terms of loan consolidation and will guide you in your choice of financing so that it is the most adapted to your situation. Targeted simulations will enable you to better prepare your loan redemption request by indicating in particular the total cost of the operation as well as the cost of the credit at the fixed interest rate. This tool gives a good overview of your future grouping request.
In credit redemption simulations, credit insurance is rarely included. This insurance, often optional, can be purchased if you feel the need but it may happen that it is imposed in the terms of the contract.